STeps TO Take WHen looking to Make a Home Purchase
We recommend interviewing at least 2-3 different REALTORS®. Find one that you feel comfortable with and are certain will best help you find a home. Don't skip this step, it's important as not all agents are the same. Visit our Shrewd Agentspage for ideas.
Get pre-approved with a local lending institution. Once again, we recommend interview 2-3 different lending institutions. If you need some suggestions of lenders, visit our Lender Page.
Sit down with agent and draft up your home search to include all needs and wants in your next home. Have your REALTOR® set up automated search for you at this time. The best homes always sell fast and you'll want to be on top of the market.
Tour homes. Try to view less than than five at a time and take good notes. Make changes to your original search as you learn more about the homes that are available on the market.
Identify a property and write offer. A good REALTOR® will spend 1-2 hours making certain you understand the entire offer and all its addenda and/or contingencies.
Negotiate deal with seller of property.
Schedule and attend home inspection. It is recommended that you call at least 2-3 home inspectors and interview them same as when your were choosing a REALTOR®. If you need some suggestions, visit our Home Inspector Page.
Schedule title work and closing with local title company. Guess what? You should price out at least 2-3 title companies. If you need some suggestions of title companies in the St Cloud area, visit our Title Company Page.
Follow up on all contract contingencies and changes as necessary.
Attend final walk through and closing.
Move into house.
Apply for homestead at local city hall or county building depending on where property is located.
Refer friends and family members to your REALTOR®, Lender, Home Inspector, and Title Company. It is very appreciated.
Ready to get started?
COntact us for Your buyer's agent interview today.
Or, like most buyers, just start searching homes for sale now and worry about the rest later :)
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